Medicare Supplement Plan G
Plan G: the most complete plan available to everyone.
Plan G covers every gap in Original Medicare except the $283 Part B deductible. Its benefits are set by federal law, so a Plan G from one company covers exactly what a Plan G from any other company covers — the only difference is the monthly premium. There is also a High-Deductible version: the same Plan G benefits after you pay a $2,950 deductible in 2026, for a much lower monthly premium.
Plan G quick facts
Plan G pays everything except the $283 Part B deductible. Plan G benefits are standardized by federal law, so every company's Plan G pays the same — only the premium is different.
Your Medicare out-of-pocket costs with Plan G vs. without Plan G
The table below shows some of your potential Medicare out-of-pocket costs in 2026 with Plan G vs. without Plan G.
| Medicare out-of-pocket costs | With Plan G | Without Plan G |
|---|---|---|
| Part A deductible | $0 | $1,736 per benefit period |
| Inpatient hospital stay co-insurance (days 61–150) | $0 | $434 per day, then $868 per day |
| Part B co-insurance or co-payment | $0 | 20% of the cost of care |
| Blood (first 3 pints) | $0 | 100% of the cost of the first 3 pints |
| Hospice care co-insurance or co-payment | $0 | 5% of the cost of respite care $5 per prescription drug |
| Skilled nursing facility co-insurance after day 20 of care | $0 | $217 per day |
| Part B deductible | You pay the full amount | $283 per year |
| Part B excess charges | $0 | Up to 15% of the Medicare-approved cost of a service |
| Foreign travel emergency (up to plan limits) | 20% of the cost (plan pays 80%) | 100% of the cost |
Other Medicare Supplement plans
There are other Medigap plan options available. Click a plan to learn more about it: