Your Medicare Out-of-Pocket Costs With Plan G vs. Without Plan G
The table below shows some of your potential Medicare out-of-pocket costs in 2026 with Plan G vs. without Plan G.
| Medicare out-of-pocket costs | With Plan G | Without Plan G |
|---|---|---|
| Part A deductible | $0 | $1,736 per benefit period |
| Inpatient hospital stay co-insurance | $0 | Up to $868 per day |
| Part B co-insurance or co-payment | $0 | 20% of the cost of care |
| Blood (first 3 pints) | $0 | 100% of the cost of the first 3 pints |
| Hospice care co-insurance or co-payment | $0 | 5% of the cost of respite care $5 per prescription drug |
| Skilled nursing facility co-insurance after day 20 of care | $0 | $217 per day |
| Part B excess charges | $0 | Up to 15% of the Medicare-approved cost of a service |
Plan G does not pay the Part B annual deductible ($283 in 2026). High-Deductible Plan G pays the same Plan G benefits after you meet a $2,950 deductible in 2026.
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