Medicare Supplement Plan C
Plan C: no longer sold to new Medicare members.
Plan C covers everything Plan F does except Part B excess charges. Because it pays the Part B deductible, it cannot be sold to anyone who became eligible for Medicare on or after January 1, 2020. If you were eligible before then, you may still be able to buy it; everyone else should compare Plan G, which covers the same things except the $283 Part B deductible.
Plan C quick facts
Only available if you were eligible for Medicare before January 1, 2020. Plan C benefits are standardized by federal law, so every company's Plan C pays the same — only the premium is different.
Your Medicare out-of-pocket costs with Plan C vs. without Plan C
The table below shows some of your potential Medicare out-of-pocket costs in 2026 with Plan C vs. without Plan C.
| Medicare out-of-pocket costs | With Plan C | Without Plan C |
|---|---|---|
| Part A deductible | $0 | $1,736 per benefit period |
| Inpatient hospital stay co-insurance (days 61–150) | $0 | $434 per day, then $868 per day |
| Part B co-insurance or co-payment | $0 | 20% of the cost of care |
| Blood (first 3 pints) | $0 | 100% of the cost of the first 3 pints |
| Hospice care co-insurance or co-payment | $0 | 5% of the cost of respite care $5 per prescription drug |
| Skilled nursing facility co-insurance after day 20 of care | $0 | $217 per day |
| Part B deductible | $0 | $283 per year |
| Part B excess charges | You pay the full amount | Up to 15% of the Medicare-approved cost of a service |
| Foreign travel emergency (up to plan limits) | 20% of the cost (plan pays 80%) | 100% of the cost |
Other Medicare Supplement plans
There are other Medigap plan options available. Click a plan to learn more about it: